Get To Know
Luz Ruiz
Having arrived from Colombia twenty years ago, I have built my life and career in New Jersey, where I have had the privilege of helping families achieve their real estate dreams. As a dedicated professional and a proud mother of three wonderful children, I understand the importance of finding not just a house but a true home. My goal is to make the home buying and selling process as smooth, exciting, and rewarding as possible. Whether working with first-time buyers, growing families, or those looking to downsize, I strive to provide exceptional service tailored to each client’s needs.
With a background in accounting and fifteen years of financial experience in banking, I bring a unique perspective to real estate. My expertise in personal finance, mortgages, and credit services allows me to guide my clients through every financial aspect of their transaction. Being fluent in both English and Spanish, I take pride in assisting diverse communities, ensuring that language is never a barrier to achieving homeownership. Honesty, integrity, and a strong commitment to my clients are at the core of my approach, helping to build long-lasting relationships based on trust.
Beyond my career, I am a passionate sports fan, especially when it comes to soccer. Watching my children pursue their passions through sports brings me immense joy, reinforcing my belief in the value of dedication and perseverance—qualities I bring to my real estate business. Whether you are buying, selling, or simply exploring your options, I am here to provide the knowledge, support, and enthusiasm needed to help you achieve your goals. Let’s work together to find the perfect home for you and your family!
Affordability Calculator
$3,786
Per MonthBased on the average sale price from the Upper Montclair, NJ office
- Monthly Principal & interest $2,658
- Monthly Property Taxes $1,062
- Monthly Home Insurance $67
Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.
Mortgage calculator provided courtesy of Inside Real Estate.
By pressing Contact Me, you agree that Weichert® may contact you via phone about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. For any other information please read our Privacy Policy